Teresa Carden is a Mortgage Loan Officer

Teresa Carden is a seasoned Mortgage Specialist with over 20 years of experience in home loans. Known for her commitment to making homeownership dreams a reality, Teresa has become a trusted advisor in navigating the intricate process of purchasing or refinancing a home.

Professional Background:

Teresa embarked on her career in finance and insurance in 1996, evolving from an in-house bank loan processor to a Mortgage Department Head. Her extensive experience spans all loan types, including Conventional, FHA, VA, and USDA. Teresa's passion for helping families achieve home ownership is evident in her one-on-one approach, ensuring that each client receives personalized attention and guidance.

Community Involvement:

Teresa is a former board member of the St Clair Realtors Association and a current board member of the St. Clair County Home Builders Association. Her active engagement reflects a commitment to staying informed about industry trends and fostering strong connections within the local real estate and home-building communities.

Specialization in New Construction:

With expertise in new construction, Teresa brings a unique skill set to her role, guiding clients through the nuances of building their dream homes. Her in-depth knowledge of the construction process ensures a smooth and informed experience for those seeking to embark on the journey of creating a new home.

A dedicated supporter of the arts, Teresa serves as an avid sponsor and aid for Pell City CEPA (Center for Education and the Performing Arts). Her love for music is not only a personal passion but also a testament to her commitment to enriching the cultural fabric of the community.

Personal Touch:

Teresa, a born-again Christian, finds joy in sharing her gift of voice at community events, specializing in southern gospel and vintage rock 'n' roll with The Easy Street Band. She cherishes her role as a wife to her husband Bobby for 37 years and as a mother of two children. Teresa's family has expanded to include four grandchildren, endearingly calling her "Shunny."

Whether assisting with a purchase or refinancing, Teresa is there for her clients every step of the way. Her extensive experience, coupled with her personal concern for others, ensures that the homebuying experience is the best it can be.

"Own it with Teresa - Where Your Home Journey Begins and Memories Are Made."